Unsurprisingly, during the cold, winter months there is a noticeable increase in deaths compared to during the summer months. The Office for National Statistics refers to these as ‘excess winter deaths’.
In 2015/16, the number of excess winter deaths halved compared to the year before, at 24,300. That’s primarily because last year’s figure sharply increased on usual winter deaths as a result of a particularly ineffective flu vaccine. Because that vaccine didn’t combat flu properly, a larger number of elderly people passed away during the winter months.
As a result, it’s easy to think excess winter deaths is only an issue for the very old. But according to the ONS, in 2015/16 there were similar mortality rates across all age groups. The mortality rate among those over the age of 85 actually fell, as that is the age group most at risk from flu. Deaths go up for all age groups during winter, and it isn’t simply down to the very old dying because of a strong flu.
It’s not a pleasant thing to think about, but these figures should remind us all that death is sadly inevitable. As a result, it’s absolutely crucial that you begin thinking about what will happen after you die. What plans do you have in place to continue to support your family? What do you want to happen to your assets? Are there particular charities or organisations that you would like to support after death?
If you don’t have a will in place, the process of dealing with your estate becomes much more stressful for your loved ones, and there is no guarantee that your assets will be divided as you’d like. Speak to Finance North Estate Planning Services today to find out more information.
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